Articles

What is APR?

Read our article about what APR is and how you can understand it. It can be complicated if you don't properly know how it is used. It is there to make it clearer for consumers, but in some cases it has the effect of being confusing and even misleading. Our guide should clear that up for you. Read the article...

Understanding Early Settlement Figures

Early settlemnt figures are required by law and you should be aware of them. You are entitled to ask for the figure so you can pay back your loan in full and clear any debt you have. This article explains the process in more detail. Read the article...

What is a CCJ?

CCJ's are important judgements from the court that set out how you need to pay debts. They should be taken seriously and be acted upon with advice, if needed. Our article tells you what they are and your options for dealing with them. Read the article...

Personal Loan or Secured Loan - What's the difference?

Personal and secured loans are a common form of finance that is offered to borrowers. Do you understand what the difference between the two is? Our article explains the ins and outs of the two loan types. Read the article...

How to improve your credit score

Improving your credit score is about making sure you are doing the right things so that companies that you are applying to will look at you favourably. Our guide simply sets out what you need to do to have more chance of being accepted for credit. Read the article...

What are the best ways to deal with debt?

When you are in debt you need to make the right decisions to help steer yourself in the right direction. In this article we look at some of the best ways to get yourself out of debt so you find yourself in a better position in your financial life. Read the article...